PRIVATE INDIVIDUAL/ SALARY EARNER
|
• Fully completed application
|
• Signed Offer to purchase
|
• Clear copy of ID
|
• Most recent Proof of income
|
• 3 Months non Internet personal bank statements
|
• Marriage Certificate.
|
• The same documents are required for a co-applicant, sureties and clients that are married in community of property.
|
COMMISSION EARNER
|
• All the above and
|
• 6 months latest non internet bank statement and letter from employer confirming average income
|
SELF-EMPLOYED/SOLE PROPRIOTER CLIENTS
|
• Refer to Private Individual plus the following
|
• Signed Auditors or Accountant letter confirming income
|
• Singed copy of personal Assets and liabilities
|
• 3/6 Months business bank statements
|
• Current Financials or management accounts for the business
|
CLOSE CORPORATION/ COMPANY
|
• All of the above
|
• Clear ID documents of all members/directors
|
• Signed Auditors letter for all members confirming income
|
• 3 Months personal banks statements of each member
|
• 6 Months business statements
|
• Singed financials statements
|
• Signed personal Income/expenses, Assets/liabilities for all members/directors
|
• Company documents confirming members
|
TRUST
|
• Refer to the above
|
• Audited financials for trust
|
• Trust documents
|
SWITCHES
|
• Refer to Private Individual plus the following (Offer to purchase not required)
|
• 6 Months recent bond statements
|
